The subtle differences between all types of associations
From the NPO – NGO – CBO – SHG – LBG
Explanation of types of associations
Table of Contents
1] NGO or NPO
🌍 1. What is an NGO?
NGO = Non-Governmental Organization
🔑Features:
- Independent of the state: NGOs are not controlled by governments.
- Non-profit: Their goal is to solve social problems (human rights, environment, health, education, development aid).
- Funding: Donations, membership fees, foundations, sometimes also project funds from states or international organisations (e.g. UN, EU).
- Legal form: Depending on the country, often registered as an association, foundation, trust or company limited by guarantee (CLG).
- Examples: Amnesty International, Médecins Sans Frontières, Greenpeace.
👉
In short: An NGO is an organisation of citizens that works for the common good, independently of governments and without a profit motive.
📑 2. What is an NPO?
NPO = Non-Profit Organization (Non-profit organisation / Charitable organisation)
🔑 Features:
- Very broad term – encompasses all organisations that are not profit-oriented.
- Can be a sports club, a church, a foundation, a charity or even an NGO.
- Profits are not distributed to members, but reinvested in the cause (e.g. education, social issues, culture, environment).
- Examples: Caritas, German Red Cross, small village clubs, universities.
👉 In short: An NPO is any organisation that is not profit-oriented – whether local, national or international.
🔎 3. Difference between NGO and NPO
Criterion:
Meaning:
Focus:
Example:
Reach:
Ratios:
NGO
Non-governmental organisation
Mostly: international/political/development policy
Amnesty, Greenpeace, Doctors Without Borders
Often international
Every NGO is also an NPO
NPO
Non-profit organisation
General: any charitable organisation
Sports clubs, churches, foundations, including NGOs
Can be local, national or international
However, not every NPO is an NGO
.
👉 Simply explained:
NPO = the broad umbrella term → anything that is not profit-oriented.
NGO = a special form of NPO → independent of the state, often international and politically active.
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2] What is a CBO in Africa?
1. What is a CBO?
A CBO is a local, usually non-governmental organisation initiated and run by members of a particular community.
- Objective: To improve the living conditions of their own community.
- Structure: Often informal or semi-formal, however it may be registered in order to receive funding.
- Examples: Women’s groups, village development organisations, youth clubs, health or environmental protection initiatives.
2. Importance of a CBO
CBOs are extremely important in many African countries because:
- Locally based: They know the needs of their community inside out.
- Access to resources: Funding is often available from NGOs, government programmes or international organisations specifically for CBOs.
- Empowerment: They strengthen the participation of the population, e.g. women, young people or disadvantaged groups.
- Flexibility: They can respond more quickly to local problems than large government institutions.
3. Why so many CBOs are being established
Many individuals and groups establish CBOs for several reasons:
- Funding opportunities: Registering as a CBO often opens doors to government or international funding.
- Community development: People want to actively improve their villages or towns.
- Reputation: Official CBOs often enjoy greater recognition from authorities and partners.
- Networks: CBOs can cooperate more easily with NGOs, government projects and international organisations.
3] What is the purpose of a self-help group in Africa?
📌Definition
SHG = Self-Help Group
An SHG is a small, informal group of people (usually 10–30 members) who organise themselves to solve common problems and support each other.
🔑 Characteristics of a self-help group in Africa:
- Grassroots: Originates directly in the neighbourhood or village community.
- Members: Often women or young people who have similar living conditions (e.g. smallholder farmers, craftspeople, refugees).
- Self-organisation: Members set their own rules, contributions and goals.
- Financing: Often through small savings groups (each person contributes a small amount of money each week → microloans for members).
- Independent: Work independently, however can network with CBOs or NGOs.
🎯 Functions of a self-help group (also in Africa):
- Economic support
- Joint saving and granting of small loans (microfinance).
- Financing of small business projects, school fees or emergencies.
- Social support
- Exchange, advice, mutual help with problems.
- Strengthening women’s rights, health, education.
- Collective strength
- SHGs act as a group in dealings with authorities, markets or NGOs → greater bargaining power.
- Bridge to larger organisations
- Many SHGs later become part of CBOs or NGOs.
- International development projects often work directly with SHGs because they are directly anchored in people’s everyday lives.
- Economic support
👉 In short:
A self-help group is the smallest, most practical form of organisation – people come together to be stronger collectively, whether economically, socially or politically.
4] What is the function of a learning centre in Africa?
1. What is a Learn Centre (LC)?
In Africa, a Learn Centre is typically an educational or training-oriented institution that aims to teach, train or provide professional development to people.
- Form: Usually organised as a CBO, sometimes also as an NGO partner or association.
- Target group: Children, young people, adults, women, migrants – depending on the focus.
- Services: Literacy, vocational training, computer training, language courses, awareness-raising on health, the environment or human rights.
2. Comparison with an SHG
SHG (Self Help Group):
- Smaller group of usually 10–25 members.
- Focus on self-help, saving, microfinance, mutual support.
- Strongly community-oriented, often limited to a local area.
Learn Centre comparison:
- Larger in scale, often with infrastructure such as classrooms or computer rooms.
- Focus on education, knowledge transfer and capacity building, not primarily on savings or financial assistance.
- However, it can integrate elements of an SHG, e.g. self-help projects, group learning or microfinance for training participants.
In short: An LC is more of an educational centre than a savings or financial group, however it can have the same social and community-building effect as an SHG.
3. Purpose of a learning centre in Africa
An LC fulfils various functions:
- Closing the education gap: Many communities do not have sufficient access to schools or vocational training.
- Capacity building: Adults and young people can acquire skills that improve their job opportunities or self-employment prospects.
- Empowerment: Particularly important for women, migrants or disadvantaged groups – promotes self-confidence and initiative.
- Community development: LCs can serve as meeting places for organising community projects, workshops or awareness campaigns.
- Sustainability: Through courses, training or small fees, LCs can become self-sustaining in the long term.
4. Structure
- Management: A committee or board, often elected by the local community.
- Members: Students, adults, trainers, volunteers.
- Partnerships: Local NGOs, CBOs, government education authorities.
- Funding: Donations, fees, grants, collaborations.
Conclusion:
A Learn Centre (LC) in Africa is a CBO-like educational institution that focuses on learning, training and empowerment. It is larger and more education-oriented than a traditional self-help group; however, it can achieve similar community-building effects.
5] What is the function of an LGB in Africa?
1. What is an LBG?
An LBG – Company Limited by Guarantee is a company with limited liability through guarantee.
- No shareholders: Unlike a public limited company, there are no owners who receive dividends.
- Members as guarantors: The members merely undertake to pay a fixed amount (guarantee) in the event of financial problems – usually symbolic, e.g. £1, £10 or a small sum.
- Purpose: The company is not established for profit, but for non-profit, social, educational or charitable purposes.
2. Purpose and function of an LBG
Key features:
- Non-profit status: Profits may not be distributed to members; they must be reinvested in the association’s purpose.
- Limited liability: Members are only liable for the guaranteed amount. This protects their personal assets.
- Legal structure: Offers formal legal personality, can enter into contracts, own property and receive donations.
- Transparency: Annual reports, accounting and general meetings are often required.
Typical functions:
- Supporting projects in education, health, sport, the environment or social work.
- Managing donations or subsidies.
- Providing a legally secure framework for NGOs, CBOs or other non-profit activities.
3. NGOs as LBG – how should this be understood?
Many NGOs in countries such as the United Kingdom, Kenya and Ireland opt for the LBG structure. Why?
- Security aspect: Members are not personally liable.
- Formal structure: As an LBG, the NGO can enter into contracts, receive donations and maintain its own bank accounts.
- Tax advantages: In some countries, LBGs enjoy tax benefits for charitable purposes.
- Legal status: This makes the NGO a legal entity, independent of its founders.
Important: Not every NGO is automatically an LBG – establishing an LBG is a legal choice that defines the structure, liability and governance.
4. Summary for NADEUM members in Vienna or elsewhere
An LBG is a type of company for non-profit organisations. Unlike a public limited company, there are no owners who receive profits. Instead, the members only commit to a small guarantee in the event of financial problems. The LBG can carry out projects, manage donations, conclude contracts – all for the purpose of supporting the community, education, health or social development. NGOs often use this form to operate in a legally secure and transparent manner.”
6] The subtle differences between all types of associations
Abbreviation: in German
NPO:
Non-profit organisation
NGO:
Non-governmental organisation
CBO:
Community-based organisation
SHG:
Self-help group
LC
Learn Centre
LBG
Limited liability company
NPO = umbrella term
Generic term: not-for-profit, reinvests surpluses
NGO = international NPO, independent of the state
Special form of NPO: independent of governments, mostly active internationally, focus on human rights, the environment, development
CBO = local grassroots organisation
Founded locally, by the community itself, focus on specific local problems
SHG = smallest, informal group
Smallest unit (10–30 people), mutual assistance,
LC = Learn Centre
LBG = legal form for implementing projects in a reputable manner
NPO
Sports club, church, university
NGO
Amnesty International, Doctors Without Borders
CBO
Women’s group in the village, youth club, water initiative
SHG
Women’s savings group, youth self-help group
LCenter
Members: Schoolchildren, adults, trainers, volunteers.
LBG
Microloans, savings groups